About Us


Pinnacle Insurance and Risk Management LLC is a commercial insurance agency focused on helping business owners protect what they've built. We specialize in providing tailored insurance solutions for small to mid-size companies with complex day-to-day operations, including transportation and contracting businesses. Our approach combines industry knowledge, responsive service, and strong market access to deliver coverage that fits your risk—without slowing down your business.

Our Mission


To help business owners reduce risk, stay compliant, and operate with confidence through reliable coverage, clear guidance, and fast service.


Industries We Serve


  • TRUCKING & TRANSPORTATION

    Owner-operators and small fleets, local and regional carriers, general freight, dry van, reefer, and more. DOT compliance and certificate requirements.

  • CONTRACTOR & CONSTRUCTION BUSINESSES

    General contractors, remodeling and renovation contractors, light commercial and residential operations, subcontractor-heavy businesses requiring COI tracking.

  • SERVICE AREA

    Based in Virginia, serving clients statewide and expanding nationwide.

Why Choose Pinnacle

Clients choose Pinnacle Insurance and Risk Management LLC for our commitment to service and expertise

Fast Quoting & Turnaround Times

We understand that time is critical in your business. Get quick quotes and fast policy turnaround so you can keep moving forward.

Strong Market Access

Through our network of trusted carrier partners, we provide competitive coverage options tailored to your specific business needs.

Clear Communication & Support

Get straightforward recommendations and ongoing support with certificates of insurance (COIs), filings, and compliance requirements.

Protect Your Business with Confidence


Whether you're running a trucking operation or managing construction projects, we're here to help you reduce risk, stay compliant, and operate with peace of mind through reliable coverage and responsive service.